Vouga Elder Law, LLC Veterans & Seniors Asset Protection

Elder Law

Experienced Elder Law Attorney in Chesterfield, Missouri

What Is Elder Law?

Elder Law is a growing field of law that deals with the issues faced by the fastest growing segment of the U.S. population, the elderly. With the key goal of asset preservation, this area of law combines parts of Veteran's Benefits, Health Care Planning, Special Needs Trusts, Medicare/Medicaid Planning, Estate Planning, Trust and Probate Administration, Conservatorship (also called Guardianship), Elder Rights, and Supplemental Security Income (SSI).

With the proper planning ("getting your ducks in a row") Elder Law allows you to protect your hard earned money from the draining cost of nursing home care, perhaps even allowing you to stay in your home rather than move to a nursing home, without selling your house, without wiping our your life savings, without leaving your spouse penniless, and still leave an inheritance for your children!

Get Your Ducks in a Row

With Vouga Elder Law

For a free initial consultation, contact our office or call us at 636-591-0089

or toll-free at 1-866-625-9657.

What does this mean to me? 

Today's seniors are more active and live longer than ever before. That raises a variety of issues that have not been addressed by earlier generations. Older people have always needed Wills and Estate Planning to pass their assets to their beneficiaries. Now that they are living longer, there are more issues about the future care that have to be included in Estate Planning, such as plans for housing, future medical care, and what to do if the person should become incapacitated. One of the most important questions is how to pay for long-term housing, with possibly increasing levels of care, as senior's age. This in turn, is giving rise to a whole new industry of senior living facilities and raises many legal questions about contract rights and the power of facilities to discharge residents. As continuing care becomes more and more expensive, seniors are also in need of information about long-term care insurance and government benefits.

Our Elder Law Practice

Our goal is to give our clients the best financial benefit, the best care benefit, and the peace of mind benefit that their family deserves. We handle a wide range of legal issues affecting men and women as they age, including:

• Estate planning. We will help you establish a plan for the orderly distribution of your assets that helps you preserve the maximum estate for your heirs. We will help you make good decisions about lifetime gifting and implement plans that minimize your exposure to tax liability.
• Housing concerns. We will help you determine the appropriate level of care you need and make good choices about the type of living arrangements you set up, whether it involves assisted living, nursing home care or hospice care.
• Medicaid and long-term care. Whether your health care needs are minimal or you need care for Alzheimer's, Parkinson's, dementia, or other mental disability, we will help you locate caregivers and obtain the care you need. We will also assist you in the application process to make certain that you qualify for and obtain any benefits you are entitled to under Medicaid.
• The protection and preservation of assets. We will work closely with you to identify all sources of reimbursement or payment for care, as well as alternative care arrangements, so that you can preserve as much of your personal net worth as possible. We will help you evaluate such tools as long term care insurance, annuities under the Missouri partnership act, and even reverse mortgages, depending on your circumstances. We will also work with you to determine if a personal service contract with your child (paying them to provide care for you) is a good solution for you.

Often, while working with you to most effectively plan for the preservation of assets and the provision of the appropriate level of care, we will find it necessary to bring in the services and expertise of a financial planner. We have strong working relationships with financial planning professionals and can refer you to a highly qualified planner, if necessary to meet your goals.

Contact Us

To set up a free initial consultation, contact us or call us at 636-591-0089 or toll-free at 1-866-625-9657. Our office is open from 8:30 am until 5:00 pm, Monday through Friday, and evenings and weekends upon request. We can arrange to meet with you at a location that is convenient for you. We accept Visa, MasterCard and Discover.

Vouga Elder Law, LLC 2997 Clarkson Road, Suite 120 Chesterfield, MO 63017-7321 Telephone: 636-591-0089 | Toll-Free: 1-866-625-9657 Map and Directions

At the office of Vogua Elder Law, LLC, in Chesterfield, Missouri, we welcome clients from all parts of St. Louis County, St. Charles County, Lincoln County, Franklin County, and Jefferson County, including, but not limited to, Affton, Ballwin, Brentwood, Chesterfield, Clarkson Valley, Clayton, Creve Coeur, Des Peres, Ellisville, Eureka, Fenton, Florissant, Frontenac, Glenco, Grover, Kirkwood, Lake St. Louis, Manchester, Town & Country, and Wildwood.

Vouga Elder Law, LLC, welcomes the opportunity to become your trusted guide and counselor on the types of legal matters discussed on this web site. Only after an appointment, at which time we will provide advice appropriate to your particular circumstances, should the reader of this web site make any decisions on what to do or not to do. Providing, publishing, or distributing this web site is not intended to create, and receipt of or reading this web site does not create, any attorney‑client relationship between Vouga Elder Law, LLC (or any of the contributing authors) and the recipient or reader. No one should act or not take action on the basis of anything contained on this web site without seeking the appropriate legal advice from Vouga Elder Law by making an appointment to discuss the recipient's or reader's particular facts and circumstances.

We make every reasonable effort to keep the information on this web site current. Because of constantly changing laws, after the date information is first posted, this web site may not reflect the most current legal developments, minimum and maximum income, asset, or other monetary amounts for Veterans benefits, SSI, or Medicaid purposes, or administrative or court decisions. Information on this web site should not be taken as an indication of future outcomes.

All information on this web site is for informational purposes only. The information on this web site is no t offered as legal or any other advice on any particular matter or situation. Vouga Elder Law, LLC, and the contributing authors expressly disclaim all liability, including, but not limited to, any and all consequences, to any person in any respect as to anything done or not done, whether wholly or partly, in reliance upon the whole or any part of the contents of this web site. The choice of a lawyer is an important decision and should not be based solely on advertisements.